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词汇
nominal interest rate
释义
nominal interest rate
名目利率;名义利率
又称explicit interest rate或money rate of interest,指贷款契约约定或载明的利率,即贷款人按照贷款金额的一定百分比支付利息费用。另外也可表示债券票面记载的利率。由於银行有时要求贷款人回存部分贷款金额,因此产生有效利率(*effective interest rate)不同於名目利率,一般银行的挂牌利率即为名目利率。
参见:
real interest rate.
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