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词汇
fractional banking
释义
fractional banking
部份准备银行
系指根据银行同业间的惯例或是法令规定,银行所持有的现金准备必须维持在其总存款金额的某个固定百分比的制度。此为中央银行为了保护存款人的权利所要求的规定,以避免银行信用过度扩张,引起流动性不足,损害存款人的权益。
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coaxingly
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