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词汇
fractional reserve banking
释义
fractional reserve banking
部分准备制
指银行只需保有其存款负债的某一比例作为准备的制度。此为中央银行为保护存款人的权利所要求的规定，以避免银行信用过度扩张，引起流动性不足，损害存款人的权益。
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更新时间：2026/1/29 12:42:38